Results - 24 of 24 items found

Mar 27, 2019

Fedecrédito (Spanish)

Fedecrédito is the largest federation of 48 Credit Unions and 7 Workers’ Banks offering loans, savings accounts, family remittance payments and other financial products throughout El Salvador. The case study highlights best practices the federation employed to achieve its financial results while maintaining its social mandate.

Mar 27, 2019

Fedecrédito (Summary)

Fedecrédito is the largest federation of 48 Credit Unions and 7 Workers’ Banks offering loans, savings accounts, family remittance payments and other financial products throughout El Salvador. The summary highlights best practices the federation employed to achieve its financial results while maintaining its social mandate.

Apr 26, 2017


salauno’s mission is to “eliminate needless blindness in Mexico” by providing affordable and accessible eye care services to patients of all income levels. In the first five years since its founding in 2011, the company has provided eye care to over 230,000 people and grown from one surgical center in Mexico City into a network of ten mid-sized Diagnostic Centers with a staff of over 200, offering a range of services throughout the Mexico City Metropolitan Area and the broader Valley of Mexico. For more information on salauno visit their website at

Mar 1, 2017

Corporación Grupo Fybeca S.A. (GPF)

Fybeca a pharmaceutical retailer with a history of innovation, saw an opportunity to complement its high-end pharmacy chain, Fybeca, with a down market chain so that customers could access quality medicines at economical prices. In 2000, GPF launched SanaSana — its first pharmacy for low-income customers.

Aug 1, 2015

Faculdade Mauricio de Nassau

Mauricio is a leading forprofit provider of undergraduate, graduate, and technical education programs in northern and northeastern Brazil. Founded in 2003 with one campus in the city of Recife in Pernambuco state, FMN now operates nine campuses across five states. FMN was one of the top 15 post-secondary education providers in Brazil in terms of sales in 2010.

Sep 1, 2014


Millicom is a leading international telecommunications and media company dedicated to emerging markets in Latin America and Africa. Millicom sets the pace when it comes to providing digital lifestyle services to the world’s emerging markets, giving access to the world, primarily through mobile devices. Operating in fourteen countries, Millicom offers innovative and customer-centric products.

May 1, 2014


AEGEA Saneamento e Participações S.A. (AEGEA) is a leading private sector provider of water and sanitation services in Brazil. The company operates in 32 municipalities in six states in Brazil including two frontier region states, providing water and sanitation services to 2.2 million people. Approximately 12.8% of the households (285,000 people) in the municipalities served by AEGEA's concessionaires earn up to the minimum wage per month. AEGEA offers competitive tariffs to customers at all income levels – often lower than rates customers previously paid. Its social tariff program grants a 50% discount on regular rates to qualified customers.

May 1, 2014


Founded in 1974, Promigas is one of the largest and oldest private utility providers of natural gas in Colombia. In addition to its own operations, it has investments in 18 other companies in natural gas transmission and distribution as well as in power distribution in Colombia and Perú. Its customers include power plants, cement, petrochemical, and mining companies as well as residential users. In its home country, Colombia, Promigas through its five distribution companies serves 2.9 million households.

May 1, 2014

Fundación Cardiovascular (FCV)

Established in 1986 as a nonprofit foundation by a group of cardiologists to address the more than 50% mortality rate due to cardiovascular diseases in eastern Colombia, FCV has grown to become the largest private sector health care network in the country. FCV offers tertiary level services at hospitals as well as telemedicine, training, manufacturing of hospital products, assembly of bioengineering equipment, and hospital management software among other areas.

Dec 1, 2013

Corporación Universitaria Minuto de Dios (Uniminuto)

Uniminuto is a rapidly growing not-for-profit tertiary education institution, established in 1990 in Bogotá, Colombia. Uniminuto offers affordable, high-quality technical, technological and university education. Its largest presence is at the principal Bogotá campus where 30% of its students attend school. Its national network reaches nearly 82,000 students in 48 locations in over 35 municipalities, with over 50% of its students enrolled in distance learning programs.

Jun 1, 2013


Alquería S.A. is Colombia’s third-largest dairy company that produces and markets Ultra High Temperature dairy products. Alquería supports micro-enterprise development through distribution linkages with 140,000 small-scale retail outlets, 690 independent distributors, with products sourced from more than 6,000 mostly small, independent dairy farmers. The company provides technical assistance to small-scale dairy farmers to help improve quality and increase production.

Aug 1, 2012

La Hipotecaria

La Hipotecaria Holding Inc. (LH Holding), a full-service housing finance company, specializes in originating, servicing and securitizing residential mortgages for low- and lower middle-income borrowers, the majority of whom are first time home buyers. It approves approximately 360 loans per month in Panama and 90 loans per month in El Salvador. As of 2012, the company had issued more than 20,000 loans.

Aug 1, 2012

Agrofinanzas (now Bankaool)

Agrofinanzas S.A. de C.V. (now Bankaool S.A.) is a specialized, non-deposit taking financial institution that on-lends to farmers and rural companies in Mexico. Created in 2005, Bankaool has provided access to the first formal financial services for nearly 5,000 clients. The company has approximately $100 million in its loan portfolio, and 99% of its clients earn less than $1,200 per month.

Aug 1, 2012

Companhia Energética do Maranhão (CEMAR)

Companhia Energética do Maranhão (CEMAR) is a power distribution company servicing Maranhão, one of the poorest states in Brazil. As the implementing agency for the government program “Light For All”, CEMAR ensures energy remains affordable by accessing subsidized government loans and grants for infrastructure costs and helping those residential customers classified as low-income to receive a reduction of up to 65% off their energy bills. Since 2004, CEMAR has added 700,000 new customers, nearly 50% of which were rural and low-income populations that did not have access to electricity.

Aug 1, 2012


Ecom Agroindustrial Corporation Ltd. (ECOM), one of the world‘s leading commodity traders, works with coffee growers – the majority of whom are smallholders at the base of the pyramid. ECOM’s direct financing, coupled with partnerships with technical assistance providers, has enabled these farmers to improve productivity, increase quality and gain the certification necessary for premium pricing. Between 2006 and 2012, ECOM purchased more than 81,000 metric tons of certified coffee, providing an additional $14.7 million in income for farmers.

Aug 1, 2012


DineroMail is an e-commerce payments processor that facilitates electronic payments between businesses and customers. The company operates in Argentina, Brazil, Chile, Mexico, and Colombia. DineroMail developed a way for unbanked customers to participate in e-commerce, enabling them to purchase goods not available locally—or available only at significant mark-ups.

Aug 1, 2012

Sociedad de Acueducto, Alcantarillado y Aseo de Barranquilla (AAA)

AAA was the first company established under an innovative policy framework for the water and sanitation sector in Colombia. Called the “mixed capital model,” this framework encourages public-private cooperation to expand coverage in poorer municipalities not effectively served by traditional public utilities. AAA began providing water, sanitation, and solid waste management services to the city of Barranquilla, in northern Colombia, in 1993 with an exclusive 20-year concession that was later extended for another 20 years. The company has since expanded into 12 other municipalities.

Aug 1, 2012


Tribanco is the financial intermediary for Grupo Martins, the largest wholesaler and distributor in Latin America, which services mostly family-owned micro, small and medium sized enterprises in Brazil. Tribanco provides more than 37,000 of Grupo Martins’ retailers with training and access to financing for inventory or store renovations, enabling them to remain competitive and improve profitability. It also facilitates short-term access to credit to low-income customers through credit cards offered via 9000 Grupo Martins’ retailers. More than 2.5 million credit cards are being used by low-income customers to buy food and basic necessities.

Aug 1, 2012

Duoc UC

Duoc UC is a non-profit, private institution of higher education with 13 campuses in Chile. Over 71,000 students enrolled in Duoc UC programs in 2012. 74% of students are the first in their families to receive higher education. Duoc UC focuses on affordability, with program costs significantly less than comparable university programs, and employability, with 80 courses relevant to labor markets. As a result, 81% of Duoc’s surveyed alumni are employed, most in the fields they studied.

Aug 1, 2012

Ideal Invest S.A.

Ideal Invest is the largest private student loan provider in Brazil with a portfolio of $65 million, having served over 24,000 students at 265 institutions in 24 states. More than 60% of students receiving loans are women, 62% of students come from families with less than $1,500 per month in household income, and 66% are the first in their families to go to college.

Aug 1, 2012

Grupo FinTerra, S.A. de C.V., SOFOM, ENR (FinTerra)

FinTerra is a specialized, non-deposit taking financial institution, which specializes in lending to small, medium, and large farmers and agribusinesses in Mexico. FinTerra is one of several agribusiness nonbank financial institutions nationwide. Since its founding in 2004, the company has become the largest of the independent agribusiness non-bank financial institutions in terms of loan portfolio size and shareholders’ equity.

Aug 1, 2012


Vinte is a homebuilder specializing in affordable, sustainable housing for low- and middle-income families in Mexico. Vinte’s cutting-edge technologies are helping it to introduce innovations that save homebuyers on ongoing home maintenance costs, such as designing homes to reduce gas bills by 75%, monitoring consumption of utilities through wall meters, and installing rooftop solar cells for energy production. As of June 2012, VINTE had sold more than 11,000 affordable homes.

Sep 1, 2011


Moderna Alimentos S.A. (Moderna) is Ecuador’s leading miller and marketer of wheat flour. Moderna currently supports over 4,200 small bakeries with critical ingredients, convenient ordering and delivery methods, technical assistance, and credit. Over 10,000 individuals at more than 5,000 small bakeries have received business and bakery training.

Apr 1, 2010


Anhanguera Educacional Participações S.A. (AESA) is Brazil’s leading private, for-profit professional education company. AESA is currently the largest post-secondary education institution in Brazil, with approximately 255,000 students distributed across 54 campuses and 450 distance learning centers, and an additional 500,000 students per year enrolled in its vocational and training programs. Through its network of campuses, distance learning and vocational raining centers, AESA is present in every Brazilian state.