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Nov 22, 2010

Collateralized Mortgage Line of Credit

Collateralized Mortgage Line of Credit (CML) is a commitment by IFC to lend funds against a pledge of mortgage assets held as collateral for IFC’s obligation. Typically, the line is structured as a revolving line allowing multiplier effect for mortgage origination. This product is usually used by primary mortgage market originators and can be viable if securitization is not yet available.

Nov 22, 2010

Promoting Access to Affordable Housing in Emerging Markets

Housing finance is one of the fastest growing areas of investment for the International Finance Corporation (IFC), and a priority sector. Housing finance generates economic growth via job creation, entrepreneurship, and economic linkages.

Nov 22, 2010

Two Trillion and Counting

Assessing the Financial Gap for Smaller Enterprises in the Developing World. This joint article by IFC and McKinsey finds that the unmet needs for credit by all emerging-market micro, small, and medium enterprises is significant, despite the importance of this sector to economic development and job creation.

Nov 22, 2010

Banking on Sustainability (March 2007)

Sustainability is now increasingly recognized as central to the growth of emerging market economies. For the private sector, this represents both a demand for greater social and environmental responsibility as well as a new landscape of business opportunity.

Nov 22, 2010

Sustainability and Climate Change--Opportunities in Financial Markets

Climate change poses a particularly high risk for people in developing countries, many of whom depend on agriculture, forestry, and fisheries for their livelihoods and have a limited or unreliable water supply. IFC has a unique role to play in helping our clients address risks and identify opportunities.

Nov 22, 2010

IFC Pushes to Help SMEs Strengthen Critical Credit Reporting Systems, Vendor View

Late last year, Visa International and the International Finance Corporation (IFC) announced an agreement to support the IFC’s Global Credit Bureau Programme, which helps develop credit bureaux in developing economies.

Nov 22, 2010

SME Banking Knowledge Guide

The October 2009 guide supports financial institutions in making informed choices by sharing challenges, opportunities, and effective practices in SME banking operational models from across the globe and through practical examples of SME banking provided by a number of featured financial institutions.

Nov 22, 2010

2010 IFC Access to Finance Annual Report Review

This report highlights IFC’s progress in access to finance advisory services. More than 2.7 billion people in developing countries still lack access to basic formal financial services, such as savings or checking accounts.

Nov 22, 2010

Telling Our Story: Renewable Energy

This issue shows how IFC helps increase access to energy while reducing emissions -- supporting greater use of wind, solar, geothermal, hydro, biomass, and biogas power.

34 pages | © November 2010 IFC | Complimentary

Nov 22, 2010

BM&FBOVESPA Sustainability Index & the Responsible Practices of Brazilian Corporations (brochure)

4 pages | © November 2010 IFC | Complimentary

Nov 21, 2010

Climate Risk and Business - Practical Methods for Assessing Risk

the climate risk assessment studies undertaken by IFC was to test and begin to develop methods for evaluating climate riskThe climate risk assessment studies include analyzing barriers and gaps preventing evaluation of risks and adaptation options, and understanding the roles of different stakeholders (private and public) in addressing those constraints.

39 pages || © 2010 IFC |

Nov 21, 2010

Climate Risk and Financial Institutions

Climate change creates risks and opportunities for the private sector in emerging markets, and may impact the performance of financial institutions and the companies they invest in. Recognizing knowledge gaps in how climate change will affect the private sector over shorter time horizons, IFC has published Climate Risk and Financial Institutions, a publication that covers climate-related risks material to financial institutions, including commercial banks, institutional investors, and international financial institutions.

120 pages || © 2010 IFC |

Nov 8, 2010

Climate Risk and Business: Practical Methods for Assessing Risk

Recognizing the gaps in knowledge of how climate change will affect the private sector, IFC has undertaken a series of studies with clients in developing countries. These studies aim to better understand gaps and barriers to climate risk analysis, test and develop risk evaluation methodologies, and identify possible adaptation responses and needs.

Nov 2, 2010

Corporate Governance Screening Tool for Banking Organizations

This document describes the corporate governance screening process that will help banks to assess corporate governance in their client companies.

Oct 25, 2010

Related Party Transactions and Effective Governance - How it Works in Practice in India

The related party transactions give rise to situations of conflicts of interest and are integrally related to the overall governance of a company and to board’s effectiveness, as the board as the responsibility of direction and control of the company lies with the board of the company.

Oct 21, 2010

Climate Risk and Financial Institutions: Challenges and Opportunities

Climate change creates risks and opportunities for the private sector in emerging markets, and may impact the performance of financial institutions and the companies they invest in. Recognizing knowledge gaps in how climate change will affect the private sector over shorter time horizons,

Oct 20, 2010

Inclusive Business Solutions: Expanding Opportunity and Access at the Base of the Pyramid

This report highlights the successful approaches IFC clients have taken to overcome the challenges faced while starting and scaling their inclusive business models.

Oct 15, 2010

Business Reporting Beyond Numbers: Looking for the Good, the Bad, and the Ugly in Corporate Governance

Lessons Learned. This paper aims to help business journalists track down corporate governance stories, ask the right questions to uncover critical information, and explain complex subjects to the public.

Oct 14, 2010

Solar Lighting at the Base of the Pyramid

A key component of the Lighting Africa landscape is the market for solar portable lights, which covers a range of lighting needs from individual tasks to general household lighting.This report presents a snapshot of this market and provides industry-level data and analysis on key trends. Excerpts from this report were used to establish a common foundation for the discussions at the Lighting Africa conference on May 18-20, 2010, and the full document is designed to be a reference point for future fact-based analysis of the market opportunities for off-grid lighting.

A key component of the Lighting Africa landscape is the market for solar portable lights, which covers a range of lighting needs from individual tasks to general household lighting.This report presents a snapshot of this market and provides industry-level data and analysis on key trends. Excerpts from this report were used to establish a common foundation for the discussions at the Lighting Africa conference on May 18-20, 2010, and the full document is designed to be a reference point for future fact-based analysis of the market opportunities for off-grid lighting.

80 Pages | | © 2010 IFC |

Oct 10, 2010

Russia Renewable Program Brochure 2010 (Russian)

Oct 1, 2010

Jain Irrigation Water Footprint Assessment

In September 2010, IFC and Jain Irrigation Systems, recent winner of IFC's Client Leadership Award, completed a comprehensive water footprint assessment that was the first of its kind to be undertaken by an emerging market company. For the first time, the report included all three steps of a water footprint assessment: assessment of total freshwater volume consumed, sustainability assessment, and formulation of a response strategy. This report serves as an example of an effective tool for managing water-related risks and can pave the way for similar assessments with IFC clients in countries which face water scarcity.

Oct 1, 2010

Trucost: Carbon Risks and Opportunities in Emerging Markets

This report, produced by Trucost with support from IFC, analyzes how equity portfolios following different regional strategies could be exposed to carbon costs, with a focus on emerging markets. Carbon-intensive companies will increasingly pay to reduce or emit greenhouse gas (GHG) emissions under government policies and mechanisms such as performance standards, emissions trading and carbon taxes, and this has implications for listed equity fund managers.

Oct 1, 2010

Navigating Through Crises: A Handbook for Boards

This handbook presents crisis response from the perspective of boards and non-executive directors, with a focus on companies in emerging markets.

Oct 1, 2010

Mesa Redonda Latinoamericana de Gobierno Corporativo

Capitalizando sobre una década de progreso.

Oct 1, 2010

Vietnam Corporate Governance Manual

The Corporate Governance Manual aims to provide executives and shareholders of Vietnamese public companies with a comprehensive summary of the corporate governance framework and practices prevalent in Vietnam. The Manual, consisting of 14 chapters, focuses on key corporate governance issues examined closely through Vietnamese law and regulations. This Manual also offers a framework for assessing the level of corporate governance practices in Vietnamese companies.