Promoting Access to Affordable Housing in Emerging Markets

Promoting Access to Affordable Housing in Emerging Marketsg. Housing finance is one of the fastest growing areas of investment for the International Finance Corporation (IFC), and a priority sector. Housing finance generates economic growth via job creation, entrepreneurship, and economic linkages. At the individual level, it makes possible both a shelter and a real asset, which might be the largest investment a family makes in a lifetime. Housing finance activities also spur expansion in financial and capital markets. For these reasons, IFC works with clients to increase access to housing finance in emerging markets, and thus to affordable housing.

IFC aims to increase the availability of long-term funds for mortgage lending in emerging markets, and to introduce international best practices to mortgage origination, servicing, and portfolio management. In line with its development goals, IFC emphasizes access to affordable housing in emerging markets.

IFC provides debt and equity financing to banks, primary mortgage market originators, and secondary market companies. IFC also invests in capital market instruments, or provides credit enhancement for mortgage-backed securitizations (MBS) and similar funding vehicles. IFC can offer the following investment solutions for housing finance:

-Loans for mortgage lending
-Collaterilized Mortgage Lines of Credit
-Warehouse Lines of Credit
-Credit enhancement for MBS
-Structured finance
-Equity investments
-Construction finance

For more information about our work see Housing Finance or contact us.