Results - 50 of at least 51 items found

Aug 1, 2013

Butwal Power Company

Butwal Power Company Ltd. (BPC) is a leading hydropower company in Nepal involved in the generation, transmission, and distribution of electricity. In Nepal, many rural populations do not have access to electricity because the remote mountainous terrain makes national grid connectivity difficult and expensive. Therefore, in addition to supplying power to the national grid, BPC supplies electricity to 38,000 people in mid-western Nepal, either through direct connections or through one of its 112 rural distribution network partners. By utilizing a tiered tariff structure, BPC is able to make electricity more affordable for low-income customers.

Jun 1, 2013


Alquería S.A. is Colombia’s third-largest dairy company that produces and markets Ultra High Temperature dairy products. Alquería supports micro-enterprise development through distribution linkages with 140,000 small-scale retail outlets, 690 independent distributors, with products sourced from more than 6,000 mostly small, independent dairy farmers. The company provides technical assistance to small-scale dairy farmers to help improve quality and increase production.

Aug 1, 2012

Apollo Hospitals

Apollo Hospitals Enterprise Ltd., one of the largest private integrated healthcare groups in India, has broadened the reach of health services providers in India by establishing facilities in semi-urban and rural areas and using telemedicine for specialist referrals. To ensure healthcare is affordable to all, Apollo Reach hospitals treat both low- and high-income patients and charge fees based on their ability to pay. By 2015, the hospital group is expected to serve 400,000 patients per year, 30% of which earn less than $2 a day.

Aug 1, 2012

FINO PayTech

FINO PayTech Ltd. builds and implements technologies that enable financial institutions to serve under-banked populations through mobile point-of-transaction terminals and smart cards. FINO PayTech deploys field agents to enroll consumers in rural and semi-urban regions of India and conduct low-cost transactions. To date, FINO has enrolled over 20 million individuals in 21 states in India and provides them with access to a suite of financial services including remittances, deposits, credit, subsidies and insurance.

Aug 1, 2012

Nib International Bank

Founded in 1999, Nib International Bank S.C. (NIB) is one of Ethiopia’s fastest-growing private banks, with total assets having grown 64% between 2008 and 2010 to reach $400 million. It is headquartered in Addis Ababa and operates a network of 48 branches, providing extensive coverage throughout the country.

Aug 1, 2012

Sociedad de Acueducto, Alcantarillado y Aseo de Barranquilla (AAA)

AAA was the first company established under an innovative policy framework for the water and sanitation sector in Colombia. Called the “mixed capital model,” this framework encourages public-private cooperation to expand coverage in poorer municipalities not effectively served by traditional public utilities. AAA began providing water, sanitation, and solid waste management services to the city of Barranquilla, in northern Colombia, in 1993 with an exclusive 20-year concession that was later extended for another 20 years. The company has since expanded into 12 other municipalities.

Aug 1, 2012

Aadhar Housing Finance

Aadhar Housing Finance Ltd. (AHFL) seeks to extend opportunities for home ownership to low- and lower middle-income households in India. Established in 2011 as a registered Housing Finance Company, AHFL is regulated by India’s National Housing Bank. In its first year of operation, AHFL disbursed 861 loans worth $8.8 million, with approximately 50% of new loans going to customers earning $100-$400 per month.

Aug 1, 2012


Ecom Agroindustrial Corporation Ltd. (ECOM), one of the world‘s leading commodity traders, works with coffee growers – the majority of whom are smallholders at the base of the pyramid. ECOM’s direct financing, coupled with partnerships with technical assistance providers, has enabled these farmers to improve productivity, increase quality and gain the certification necessary for premium pricing. Between 2006 and 2012, ECOM purchased more than 81,000 metric tons of certified coffee, providing an additional $14.7 million in income for farmers.

Aug 1, 2012

Agrofinanzas (now Bankaool)

Agrofinanzas S.A. de C.V. (now Bankaool S.A.) is a specialized, non-deposit taking financial institution that on-lends to farmers and rural companies in Mexico. Created in 2005, Bankaool has provided access to the first formal financial services for nearly 5,000 clients. The company has approximately $100 million in its loan portfolio, and 99% of its clients earn less than $1,200 per month.

Aug 1, 2012

Bakhresa Grain Milling Malawi (BGM)

Bakhresa Grain Milling (BGM) Malawi is the market leader in flour milling in Malawi. The company has positioned itself as the market leader in wheat milling in Malawi, achieving 33.6% revenue growth and $9.5 million in EBITDA in calendar year 2011. Bakhresa was recognized for its business model as a winner of the G20 Leaders Summit in 2012.

Aug 1, 2012

La Hipotecaria

La Hipotecaria Holding Inc. (LH Holding), a full-service housing finance company, specializes in originating, servicing and securitizing residential mortgages for low- and lower middle-income borrowers, the majority of whom are first time home buyers. It approves approximately 360 loans per month in Panama and 90 loans per month in El Salvador. As of 2012, the company had issued more than 20,000 loans.

Aug 1, 2012


DineroMail is an e-commerce payments processor that facilitates electronic payments between businesses and customers. The company operates in Argentina, Brazil, Chile, Mexico, and Colombia. DineroMail developed a way for unbanked customers to participate in e-commerce, enabling them to purchase goods not available locally—or available only at significant mark-ups.

Aug 1, 2012


Tribanco is the financial intermediary for Grupo Martins, the largest wholesaler and distributor in Latin America, which services mostly family-owned micro, small and medium sized enterprises in Brazil. Tribanco provides more than 37,000 of Grupo Martins’ retailers with training and access to financing for inventory or store renovations, enabling them to remain competitive and improve profitability. It also facilitates short-term access to credit to low-income customers through credit cards offered via 9000 Grupo Martins’ retailers. More than 2.5 million credit cards are being used by low-income customers to buy food and basic necessities.

Aug 1, 2012

PT Summit Oto

PT Summit Oto Finance (OTO), a motorcycle financing company in Indonesia, provides small loans to low and middle-income borrowers, with most loans going to individuals earning between $150-$300 per month, and many without bank accounts. OTO engages unbanked borrowers by basing its strategy on the microfinance model, increasing the mobility of low and middle-income borrowers, enabling greater access to markets and services. The company has 173 branches and cooperates with more than 4,000 authorized motorcycle dealers.

Aug 1, 2012

Dialog Telekom PLC

Dialog Telekom PLC is Sri Lanka’s leading mobile telecommunications service provider with approximately 6.3 million subscribers and a market share of around 49% in 2009. In 1993, Dialog was awarded a 20-year license to provide cellular telecommunications services by the government of Sri Lanka. Dialog’s inclusive business model is not only expanding access to telecommunications but also expanding economic opportunity for the micro- and small-scale retailers that sell its products.

Aug 1, 2012

Ideal Invest S.A.

Ideal Invest is the largest private student loan provider in Brazil with a portfolio of $65 million, having served over 24,000 students at 265 institutions in 24 states. More than 60% of students receiving loans are women, 62% of students come from families with less than $1,500 per month in household income, and 66% are the first in their families to go to college.

Aug 1, 2012

Duoc UC

Duoc UC is a non-profit, private institution of higher education with 13 campuses in Chile. Over 71,000 students enrolled in Duoc UC programs in 2012. 74% of students are the first in their families to receive higher education. Duoc UC focuses on affordability, with program costs significantly less than comparable university programs, and employability, with 80 courses relevant to labor markets. As a result, 81% of Duoc’s surveyed alumni are employed, most in the fields they studied.

Aug 1, 2012

Companhia Energética do Maranhão (CEMAR)

Companhia Energética do Maranhão (CEMAR) is a power distribution company servicing Maranhão, one of the poorest states in Brazil. As the implementing agency for the government program “Light For All”, CEMAR ensures energy remains affordable by accessing subsidized government loans and grants for infrastructure costs and helping those residential customers classified as low-income to receive a reduction of up to 65% off their energy bills. Since 2004, CEMAR has added 700,000 new customers, nearly 50% of which were rural and low-income populations that did not have access to electricity.

Aug 1, 2012

Xiwang Sugar Holdings Company Ltd.

Established in 1986 as a cooperative enterprise, Xiwang has grown to become a leading corn processor, producing corn and high value-added starch sugar products in China. The company is the country’s largest producer of crystalline glucose, a starch sugar product, with an annual production capacity of 800,000 tons. As of 2011, Xiwang had an annual corn processing capacity of 1.5 million tons and procured corn from 400,000 small farmers.

Aug 1, 2012


Suvidhaa Infoserve Pvt Ltd. (Suvidhaa), an e-commerce service in India, offers individuals the means to make electronic payments for a variety of virtual products and services. Suvidhaa offers online and mobile payments for 300 businesses, through 55,000 franchised distribution networks (Suvidhaa Points), in more than 1,800 cities or towns, with a total of more than 10 million individual customers.

Aug 1, 2012

Grupo FinTerra, S.A. de C.V., SOFOM, ENR (FinTerra)

FinTerra is a specialized, non-deposit taking financial institution, which specializes in lending to small, medium, and large farmers and agribusinesses in Mexico. FinTerra is one of several agribusiness nonbank financial institutions nationwide. Since its founding in 2004, the company has become the largest of the independent agribusiness non-bank financial institutions in terms of loan portfolio size and shareholders’ equity.

Aug 1, 2012

Trustco Finance

Trustco Finance (Pty) Ltd. provides education loans to students enrolled at the Institute for Open Learning (IOL)—the largest private distance-learning tertiary education institution in Namibia. Trustco Finance is located in Namibia’s capital, Windhoek, and has five branch offices and 50 staff. From 2005 to 2011, Trustco Finance registered over 55,000 loans. As of 2011, the company’s gross education loans amounted to $33 million. Typical loan amounts range from $125-$2,500, with repayment terms ranging from 12 to 60 months and averaging 29 months.

Aug 1, 2012


Vinte is a homebuilder specializing in affordable, sustainable housing for low- and middle-income families in Mexico. Vinte’s cutting-edge technologies are helping it to introduce innovations that save homebuyers on ongoing home maintenance costs, such as designing homes to reduce gas bills by 75%, monitoring consumption of utilities through wall meters, and installing rooftop solar cells for energy production. As of June 2012, VINTE had sold more than 11,000 affordable homes.

Aug 1, 2012

Idea Cellular Limited (Idea)

Idea is the fastest growing telecom service provider in India. The company’s origins extend back to 1995, and it started its commercial operations in 1997 in Maharashtra and Gujarat states. Idea expanded into other service areas through a combination of organic growth and acquisitions.

Sep 1, 2011


Moderna Alimentos S.A. (Moderna) is Ecuador’s leading miller and marketer of wheat flour. Moderna currently supports over 4,200 small bakeries with critical ingredients, convenient ordering and delivery methods, technical assistance, and credit. Over 10,000 individuals at more than 5,000 small bakeries have received business and bakery training.