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Pakistan Housing Finance


Pakistan is a country with more than 200 million people and the population is expected to double between 2030-2040. Despite growing housing needs, the current housing deficit stands at 10+ million units with about half in urban areas and is expected to grow by approximately 400,000 units per year.

Households in the country face many challenges in terms of income, documentation, and property ownership etc. that affect their access to housing finance. 

IFC’s latest study assesses the potential market and segmentation for housing finance needs in Pakistan. The study also demonstrates and quantifies the business case for Financial Institutions (FIs) for expanding into housing finance across different income and geographic segments.  


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