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Summary of Project Information (SPI)

This Summary of Project Information is prepared and distributed to the public in advance of the IFC Board of Directors’ consideration of the proposed transaction. Its purpose is to enhance the transparency of IFC’s activities, and this document should not be construed as presuming the outcome of the Board decision. Board dates are estimates only.
Project number21759
Project nameTSKB Sub Loan
CountryTurkey
SectorFinance & Insurance
DepartmentGlobal Financial Markets Group
Company nameTURKIYE SINAI KALKINMA BANKASI, A.S.
Environmental categoryFI-2
Date SPI disclosedMay 6, 2004
Projected board dateJune 6, 2004
StatusActive
Previous EventsInvested: November 5, 2004
Signed: September 21, 2004
Approved: August 25, 2004

Description of company and purpose of project
The proposed project consists of a subordinated loan of $50 million to Turkiye Sinai Kalkinma Bankasi (TSKB or the company), Turkey’s largest term-lending institution. Founded in 1950 with assistance from the World Bank, TSKB has played an active role in Turkey’s economic development and has provided medium term loans to more than 3,500 projects. It has also invested in the equity of more than 100 companies. The purpose of this investment is to strengthen TSKB’s tier II capital and thereby enable it to expand its balance sheet. TSKB is the borrower of choice for multi-lateral credit lines and therefore, this project will enable TSKB to enhance availability of medium term funding for capital investment by Turkish private sector companies.

Project sponsor and major shareholders of project company
TSKB has a strong ownership structure. Principal shareholders are: Isbank (40.52%), Isbank group of companies (14.78%), Vakifbank (8.38%), Akbank (6.45%), Sabanci group (3.21%), Garanti Bank (3.09%), Dis Bank (2.56%) and TSKB Pension Fund (1.70%). 25% of TSKB’s shares are publicly held and are traded on the Istanbul stock exchange.

Total project cost and proposed IFC investment
TSKB plans to augment its capital structure with tier II capital of $50 million. This increase is expected to be met entirely from the proposed IFC investment of $50 million in TSKB’s subordinated debt.

Location of project and description of site
TSKB is headquartered in Istanbul and lends to companies across Turkey.

Project Development Impact and IFC's Role
The developmental impact of this project would include:

- providing term funding to Turkish corporates at a time when term funding is scarce,
- sending an important signal of support to the Turkish banking system, and
- strengthening TSKB’s capital structure and expanding its financial intermediary capacity.

IFC’s role in this project is to:

- provide long term capital, not otherwise locally available, to an institution that is central to Turkey’s economic development, and
- to signal support and confidence in the long term prospects of the Turkish private sector that TSKB will ultimately serve.

Environmental and social issues - Category FI-2
This is a Category FI type 2 project according to IFC's Environmental Review Procedures. The client will be expected to ensure that each sub-project complies with Turkish EHS requirements as well as the IFC Exclusion List; to prepare an Environmental Management Plan (EMP) acceptable to IFC, including an Environmental Policy and Project Review Procedure (for sub-projects); nominate two individuals with responsibility for the EHS due diligence process, including one individual at the senior level for overall corporate responsibility for the process and one as the coordinator to complete the sub-project due diligence; the two nominees to attend IFC's CEA Workshop as soon as practical; do not support any Category A projects without prior IFC approval; and provide IFC with Annual Environmental Performance Reports (AEPRs) in a form and content acceptable to IFC.

To contact the project company, please write to:
Mr. Rajagopal Raman, Investment Officer
Global Financial Markets Department
IFC, Washington.
Email: rraman@ifc.org