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Summary of Project Information (SPI)

This Summary of Project Information is prepared and distributed to the public in advance of the IFC Board of Directors’ consideration of the proposed transaction. Its purpose is to enhance the transparency of IFC’s activities, and this document should not be construed as presuming the outcome of the Board decision. Board dates are estimates only.
Project number20933
Project nameUnibanco Credit Facility
CountryBrazil
SectorFinance & Insurance
DepartmentGlobal Financial Markets Group
Company nameBanco Itau Unibanco S.A.
Environmental categoryC
Date SPI disclosedAugust 18, 2003
Projected board dateSeptember 18, 2003
StatusCompleted
Previous EventsInvested: July 24, 2006
Signed: November 7, 2003
Approved: October 3, 2003

Description of company and purpose of project
Unibanco - União de Banco Brasileiros S.A (Unibanco, bank or the company) is one of the leading Brazilian private financial groups (third largest private sector banking group by assets) with a strong position in most financial product areas. The bank has historically exhibited good profitability and has a strong balance sheet, a diversified loan risk portfolio, and has maintained adequate asset quality ratios – even during the recent period of domestic and international market volatility. The purpose of the project is to assist Unibanco in its external funding strategy.

Project sponsor and major shareholders of project company
The Moreira Salles Group owns two-thirds of the voting shares of Unibanco Holdings, which controls Unibanco (96% of voting shares). Unibanco shares are traded both in the local stock market and the NYSE.

Total project cost and proposed IFC investment
The proposed IFC investment is an IFC credit facility of up to $60 million.

Location of project and description of site
Location of the project is in Brazil.

Project Development Impact and IFC's Role
As a result of global risk aversion, international capital and bank markets remain effectively closed for Brazilian borrowers/issuers at tenors beyond 1 year. This situation has existed since mid-2002. The proposed project makes possible long-tenor and favorably priced financing to a major Brazilian bank at a time when equivalent financing would not be possible. The project fits in well with the World Bank Group strategy of promoting sustainable development prospects in Brazil – supporting companies that will generate growth; activity which demonstrates tangible benefits of liberalization; and investing in the financial sector and physical infrastructure – as it provides needed finance at a time of global risk aversion to Brazil’s banking sector, a priority area of the economy.

Environmental and social issues - Category C
This is an environmental review category C project and therefore no further environmental review is required.

To contact the project company, please write to:
Investement Officers:

Xavier Jordan (xjordan@ifc.org),
Selena Ee (see@ifc.org)