Housing Finance

Housing construction and finance is a significant driver of economic growth in developed and developing countries alike. The sector includes construction firms as well as industries supplying building materials, components, and products for interior design. But home building flourishes only where there is a robust market for housing finance. A well-functioning housing finance system typically has a catalytic impact on banking activities, household savings, and capital markets activities that link long-term investors with residential mortgage consumers of credit.

IFC helps increase the availability and affordability of residential housing in developing countries. This focus includes enabling adequate supply of appropriate housing stock and the sustainable mobilization of capital. IFC also helps overcome obstacles to housing finance markets in developing countries, including:

Lending restrictions
Lack of financial infrastructure
Legal and regulatory constraints
Limited institutional capacity
Lack of access to construction finance

For further information on the housing finance program, contact:
Kenroy Dowers | T: 202.473.3586
Michael Bookstaber | T: 202.473.6781